themos

Find the Right PSP. Stop Guessing.

We broker payment providers for merchants in complex verticals. Transparent comparisons. Better rates. No bullshit.

Choosing a PSP shouldn't require 15 sales calls

Opaque pricing

You never know the real rates until you sign.

PSPs quote 'competitive rates' but the actual cost depends on card types, regions, and volume tiers you won't see until month-end statements arrive. Interchange++, blended, tiered—each model hides complexity differently.

Hidden fees

Setup fees, monthly minimums, PCI fees, chargeback fees.

Vertical restrictions

Mainstream PSPs reject 'complex' merchants.

Integration complexity

No way to evaluate technical fit without building.

One-size-fits-all

Your forex broker doesn't need the same PSP as a Shopify store.

Generic PSPs optimize for e-commerce volume, not specialized verticals. High-risk MCCs, multi-currency settlements, and industry-specific compliance requirements need acquirers who understand your business model.

How We're Different

Transparent Comparisons

We show you real rates, real coverage, real limitations. No black boxes.

  • See which PSPs accept your vertical
  • Compare actual pricing structures
  • Understand settlement terms upfront

Vertical Expertise

We specialize in merchants that mainstream PSPs reject.

  • iGaming, Forex, Crypto, Adult, Nutraceuticals
  • We know which acquirers have appetite
  • We understand the compliance requirements

Independence

Our job is finding fit, not pushing one provider. We succeed when you get live.

  • We succeed when you get live
  • No incentive to push the wrong fit
  • Interests aligned with yours

Verticals We Serve

We specialize in merchants that mainstream PSPs reject.

50+
PSPs in network
500+
Merchants matched
40+
Countries covered
15%
Avg. rate improvement
“Finally, someone who explained the actual tradeoffs instead of just selling me the most expensive option.”
Operations Director·iGaming Operator

Ready to find your PSP?

Tell us about your business. We'll show you your options.

Get Started